Notice: Undefined index: _route_ in /home/motsmartcarauto/public_html/catalog/controller/information/information.php on line 21Notice: Undefined index: _route_ in /home/motsmartcarauto/public_html/catalog/controller/information/information.php on line 22Notice: Undefined index: _route_ in /home/motsmartcarauto/public_html/catalog/controller/information/information.php on line 61 Finance

Spread the cost of your purchases

Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you!

£

£13.73 / month

for 3 months

Total repayment £51.19

£7.07 / month

for 6 months

Total repayment £52.42

£4.84 / month

for 9 months

Total repayment £53.56

£3.73 / month

for 12 months

Total repayment £54.76

*Important - The Interest rate given is subject to credit. The above is an example only

WHY USE PAYL8R?

We've got you covered

  • Apply without affecting your credit
  • High acceptance rates
  • Low interest rates
  • Interest free periods
  • Flexible friendly finance

INTERESTED?

How does it work

  • 1. Get your Payl8r link
  • Receive a Payl8r payment link from the store

  • 2. Our payment process
  • Select deposit, instalment plan & complete the 60 second application form.

  • 3. Receive Confirmation
  • Your items have been paid for and on their way to you!

  • 4. Account Setup
  • Log into your account to view all purchases and payment dates.

- Repayments -

How do I repay Payl8r?

You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.

Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest.

The Payl8r link will be emailed to you straight from the retailer. Choose your payment plan and you will receive an answer within minutes.

QUALIFICATION

Will I qualify?

  • No CCJs within the last 3 years
  • No accounts in default
  • Be a UK resident
  • Have online banking
  • Have a regular source of income

Affordability

How do we assess your affordability?

If you fail a traditional credit check, rather than rejecting yourapplication we may give you the option to submit your affordabilityinstead by supplying an electronic 90 day bank statement.

Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34%You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92

Smart Car Valeting Services Limitedis a registered Trading name, Credit Introducer and Appointed Representativeof Social Money Ltd t/a Payl8r, a company registered inEngland under company number 08054296 and is authorised and regulatedby the Financial Conduct Authority and is entered on the FinancialServices Register under reference number: 675283. registered with theOffice of the Information Commissioner reference number 08054296.

By continuing to use the site, you agree to the use of cookies. more information

QUESTIONS?

GET IN TOUCH

Smart Buildings, Vulcan Road Bilston, West Midlands, WV14 7JW

CALL US

01902 493686

FOLLOW US