Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you!
for 3 months
for 6 months
for 9 months
for 12 months
*Important - The Interest rate given is subject to credit. The above is an example only
Receive a Payl8r payment link from the store
Select deposit, instalment plan & complete the 60 second application form.
Your items have been paid for and on their way to you!
Log into your account to view all purchases and payment dates.
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest.
The Payl8r link will be emailed to you straight from the retailer. Choose your payment plan and you will receive an answer within minutes.
If you fail a traditional credit check, rather than rejecting yourapplication we may give you the option to submit your affordabilityinstead by supplying an electronic 90 day bank statement.
Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34%You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92
Smart Car Valeting Services Limitedis a registered Trading name, Credit Introducer and Appointed Representativeof Social Money Ltd t/a Payl8r, a company registered inEngland under company number 08054296 and is authorised and regulatedby the Financial Conduct Authority and is entered on the FinancialServices Register under reference number: 675283. registered with theOffice of the Information Commissioner reference number 08054296.